"the style is difficult to lend" of phenomena

Head for credit loan from the collateral loan, synthesize enquiry center to emerge with the tide of the times service basic
"Small and medium enterprises why lend money difficult, the peasant household lend money a more difficult and poor peasant household to lend money difficult up add difficult, important reason at financing institution with borrow funds the information dissymmetry of the person is, the peasant household borrows funds to lack effective guarantee and mortgage and social reputation environment not quite right."The Yu south county Wei secretary Huang Zhi Hao use brief popular language to crack to lend money a difficult main key sticking point to the reporter first.
Then, Huang Zhi Hao concretely introduced a southern county of Yu to investigate for changing this kind of condition making of.In 2009, Yu south the county develop village at the whole city initiative finance comprehensive reform, head for "credit loan" from traditional"collateral loan", build up to have comprehensive sex enquiry center, rely on people bank head office the existing business enterprise and personal enquiry system is led long 14 units, such as a court, industry and business, tax, water supply and power supply...etc. by the government to take part in and collect non- bank credit information data, research developed Yu south county enquiry center non- bank credit information search system, to 8500 register business enterprise and individual industry and business door in the volume of non- bank credit the information data collect a work and make financing institution accurate to control a business enterprise overall, true, effectively non- bank credit information, nicely solved a financing institution and borrow funds a person information dissymmetry but result in "is difficult to lend money", "the style is difficult to lend" of phenomena.At the same time, pass to develop establishing of"reputation door", "reputation village", promote the village crowd is reputation consciousness, construct heavy commitment, the social atmosphere for keeping promise, improve a village financial ecoenvironment, guide a financing institution to enlarge to lend funds to throw in to"three agricultures"s letter on one is own initiative, alleviate small and medium enterprises and peasant household to lend money a difficult problem thus.